About iHateLoans.com
Let’s be honest: Nobody actually likes loans. We like the things loans help us get—the home, the education, the car—but the process itself? The interest rates, the confusing terms, and the decades of debt? We hate that part.
That’s exactly why iHateLoans.com was born.
Our Mission: Transparency in a World of Debt
Most financial websites are owned by the very banks trying to sell you a loan. Their calculators are often designed to make debt look "affordable" while hiding the true long-term cost.
We do things differently. Our mission is to provide you with the most transparent, easy-to-use, and honest loan calculators on the web. We don't want to sell you a loan; we want to show you exactly how much it will cost you and, more importantly, how you can pay it off faster.
Why Use Our Tools?
- Simple & Fast: No 10-page forms. Just enter your numbers and get your results instantly.
- 100% Free: We believe financial clarity should be accessible to everyone. There are no paywalls here.
- Privacy First: We don’t ask for your Social Security number or your phone number. Your calculations are your business—we don't store your financial data.
- Diverse Tools: From student loans to home construction, we are building a massive hub of calculators to cover every financial hurdle you might face.
The Story Behind iHateLoans
Hi, I started this site because I was tired of using "free" calculators that were actually just lead-generation tools for big banks. I wanted a place where I could see the raw numbers—the total interest, the amortization schedules, and the impact of extra payments—without being pressured to "Apply Now."
Today, I’m building this site into a complete hub for anyone who wants to take control of their debt. I add a new, specialized calculator every single day to ensure that no matter what kind of loan you’re dealing with, you have a tool to crush it.
How You Can Support Us
To keep these tools free for everyone, we use advertisements (like Google AdSense). These ads help cover our hosting costs and the time spent developing new tools. We promise to keep them non-intrusive so you can focus on your math.
Have a suggestion for a calculator? We’d love to hear from you. Head over to our Contact Page and let us know what you need.