I Hate Loans

Terms and Conditions

Welcome to iHateLoans.com. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms, please do not use our site.

  1. Acceptance of Agreement
    This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties, and understandings with respect to the Site and the content provided by or through the Site.
  2. Use of Calculators and Content
    The calculators, tools, and content provided on iHateLoans.com are for personal, non-commercial use only. You may use these tools to estimate loan costs and payments for your own informational purposes.
    You agree NOT to:
    • Use the site for any commercial purpose without our express written consent.
    • Attempt to "scrape," "crawl," or "index" our calculator logic or data using automated software.
    • Copy, redistribute, or republish the mathematical logic, code (JavaScript), or design of our calculators.
  3. Accuracy of Calculations
    While we strive to provide the most accurate tools possible, the financial calculations provided are estimates only.
    We do not guarantee that the results are 100% accurate or applicable to your specific financial situation.
    Interest rates, taxes, and fees vary by lender and location.
    Please refer to our Disclaimer Page for more information on the limitations of our tools.
  4. Intellectual Property
    The content, organization, graphics, design, and "look and feel" of iHateLoans.com are protected under applicable copyrights and trademarks. The name iHateLoans.com and our custom calculator scripts are our intellectual property. You do not acquire ownership rights to any content or tools viewed through the Site.
  5. Third-Party Services and Advertisements
    We use third-party advertising services (such as Google AdSense) to help fund this website.
    These ads may lead you to external websites.
    We are not responsible for the content, privacy policies, or practices of any third-party websites.
    Your dealings with any advertisers found on iHateLoans.com are solely between you and that advertiser.
  6. Modifications to the Website
    We reserve the right to edit, delete, or modify any documents, information, or calculators appearing on the Site at any time without notice. We may also update these Terms and Conditions at any time. Your continued use of the site after changes are posted constitutes your acceptance of the new terms.
  7. Indemnification
    You agree to indemnify and hold iHateLoans.com and its owners harmless from any liability, loss, claim, and expense, including reasonable attorney's fees, related to your violation of this Agreement or use of the Site.
  8. Governing Law
    These terms are governed by the laws of INDIA. Any legal action or proceeding relating to your access to, or use of, the Site shall be instituted in a court in that jurisdiction.
  9. Contact Information
    If you have any questions regarding these Terms and Conditions, please contact us at:
    Email: contact@ihateloans.com
    Website: https://ihateloans.com/contact